Home Qualifier

Know if you're ready to buy or sell

Affordability calculator

Start with what you know — income or a target price — and we'll fill in the rest.

Start with what you know

Gross annual household income

Down payment

Monthly debts

Credit score

Loan term

Annual property tax rate (%)

Max home price

$356,580

Est. interest rate 6.8% · 30-yr fixed

Monthly income breakdown

Gross annual income (pre-tax)$85,000

Monthly gross income$7,083/mo

Max debt allowed at 43% DTI$3,046/mo

Your existing monthly debts-$400/mo

Est. home insurance-$150/mo

Debt-to-income (DTI) ratio

Front-end DTI (housing only)36.3%

28%36%43%

Back-end DTI (all debts)42.0%

36%43%50%

Monthly payment breakdown

Principal & interest$2,053/mo

Property tax (est.)$371/mo

Home insurance (est.)~$150/mo

Total monthly cost$2,575/mo

For informational purposes only. Not financial advice. Results are estimates only.